银行业务专有名称

英文	中文
acquiring company	收购公司
bad loan	呆帐
chart of cash flow	现金流量表
clearly-established ownership	产权清晰
debt to equity	债转股
diversity of equities	股权多元化
economy of scale	规模经济
emerging economies	新兴经济
exchange-rate regime	汇率机制
fund and financing	筹资融资
global financial architecture	全球金融体系
global integration, globality	全球一体化，全球化
go public	上市
growth spurt	（经济的）急剧增长
have one’s ‘two commas	百万富翁
hedge against	套期保值
housing mortgage	住房按揭
holdings	控股，所持股份
holding company	控股公司
initial offerings	原始股
initial public offerings	首次公募
innovative business	创新企业
intellectual capital	智力资本
inter-bank lending	拆借
internet customer	网上客户
investment payoff period	投资回收期
joint-stock	参股
mall rat	爱逛商店的年轻人
means of production	生产要素
(the)medical cost social pool for major diseases	大病医疗费用社会统筹
mergers and acquisitions	并购
mobile-phone banking	移动电话银行业
moods	人气
net potato	网虫
non-store seling	直销
offering	新股
online-banking	网上银行业
online-finance	在线金融
online client	（银行的）网上客户
paper profit	帐面收益
physical assets	有形资产
project fund system	项目资本金制度
pyramid sale	传销
recapitalize	资产重组
regional corrency blocks	地区货币集团
regulate	调控
sell off	变现
share(stock) option	期权，股票认购权
smart card	智能卡
slash prices	杀价
spare capacity	闲置的生产能力
strong growth	强劲的增长势头
switch trade	转手贸易
take…public	上市
tap the idle assets	盘活存量资产
transaction	（银行的）交易
transfer payment from the exchequer	财政转移支付
venture-capital	风险资本
virtual bank	虚拟银行
wire transfer	电子转帐
account number	帐目编号
depositor	存户
pay-in slip	存款单
a deposit form	存款单
a banding machine	自动存取机
to deposit	存款
deposit receipt	存款收据
private deposits	私人存款
certificate of deposit	存单
deposit book, passbook	存折
credit card	信用卡
principal	本金
overdraft, overdraw	透支
to counter sign	双签
to endorse	背书
endorser	背书人
to cash	兑现
to honor a cheque	兑付
to dishonor a cheque	拒付
to suspend payment	止付
cheque,check	支票
cheque book	支票本
order cheque	记名支票
bearer cheque	不记名支票
blank cheque	空白支票
rubber cheque	空头支票
cheque stub, counterfoil	票根
cash cheque	现金支票
traveler’s cheque	旅行支票
cheque for transfer	转帐支票
outstanding cheque	未付支票
canceled cheque	已付支票
forged cheque	伪支票
Bandar’s note	庄票，银票
banker	银行家
president	行长
savings bank	储蓄银行
Chase Bank	大通银行
National City Bank of New York	花旗银行
Hongkong Shanghai Banking Corporation	汇丰银行
Chartered Bank of India, Australia and China	麦加利银行
Banque de I’IndoChine	东方汇理银行
central bank, national bank, banker’s bank	中央银行
bank of issue, bank of circulation	发行币银行
commercial bank	商业银行，储蓄信贷银行
member bank, credit bank	储蓄信贷银行
discount bank	贴现银行
exchange bank	汇兑银行
requesting bank	委托开证银行
issuing bank, opening bank	开证银行
advising bank, notifying bank	通知银行
negotiation bank	议付银行
confirming bank	保兑银行
paying bank	付款银行
associate banker of collection	代收银行
consigned banker of collection	委托银行
clearing bank	清算银行
local bank	本地银行
domestic bank	国内银行
overseas bank	国外银行
unincorporated bank	钱庄
branch bank	银行分行
trustee savings bank	信托储蓄银行
trust company	信托公司
financial trust	金融信托公司
unit trust	信托投资公司
trust institution	银行的信托部
credit department	银行的信用部
commercial credit company(discount company)	商业信贷公司（贴现公司）
neighborhood savings bank, bank of deposit	街道储蓄所
credit union	合作银行
credit bureau	商业兴信所
self-service bank	无人银行
land bank	土地银行
construction bank	建设银行
industrial and commercial bank	工商银行
bank of communications	交通银行
mutual savings bank	互助储蓄银行
post office savings bank	邮局储蓄银行
mortgage bank, building society	抵押银行
industrial bank	实业银行
home loan bank	家宅贷款银行
reserve bank	准备银行
chartered bank	特许银行
corresponding bank	往来银行
merchant bank, accepting bank	承兑银行
investment bank	投资银行
import and export bank (EXIMBANK)	进出口银行
joint venture bank	合资银行
money shop, native bank	钱庄
credit cooperatives	信用社
clearing house	票据交换所
public accounting	公共会计
business accounting	商业会计
cost accounting	成本会计
depreciation accounting	折旧会计
computerized accounting	电脑化会计
general ledger	总帐
subsidiary ledger	分户帐
cash book	现金出纳帐
cash account	现金帐
journal, day-book	日记帐，流水帐
bad debts	坏帐
investment	投资
surplus	结余
idle capital	游资
economic cycle	经济周期
economic boom	经济繁荣
economic recession	经济衰退
economic depression	经济萧条
economic crisis	经济危机
economic recovery	经济复苏
inflation	通货膨胀
deflation	通货收缩
devaluation	货币贬值
revaluation	货币增值
international balance of payment	国际收支
favourable balance	顺差
adverse balance	逆差
hard currency	硬通货
soft currency	软通货
international monetary system	国际货币制度
the purchasing power of money	货币购买力
money in circulation	货币流通量
note issue	纸币发行量
national budget	国家预算
national gross product	国民生产总值
public bond	公债
stock, share	股票
debenture	债券
treasury bill	国库券
debt chain	债务链
direct exchange	直接（对角）套汇
indirect exchange	间接（三角）套汇
cross rate, arbitrage rate	套汇汇率
foreign currency (exchange) reserve	外汇储备
foreign exchange fluctuation	外汇波动
foreign exchange crisis	外汇危机
discount	贴现
discount rate, bank rate	贴现率
gold reserve	黄金储备
money (financial) market	金融市场
stock exchange	股票交易所
broker	经纪人
commission	佣金
bookkeeping	簿记
bookkeeper	簿记员
an application form	申请单
bank statement	对帐单
letter of credit	信用证
strong room, vault	保险库
equitable tax system	等价税则
specimen signature	签字式样
banking hours, business hours	营业时间
Cash business	现金业务
transfer business	转账业务
currency exchange business	汇兑业务
commission receivables	委托收款
loans	发放贷款
loan recovery	贷款收回
loan extension	贷款展期
apply for bank drafts	办理银行汇票
interest	收息
collection	托收
account number	帐目编号
depositor	存户
pay-in slip	存款单
a deposit form	存款单
a banding machine	自动存取机
to deposit	存款
deposit receipt	存款收据
private deposits	私人存款
certificate of deposit	存单
deposit book, passbook	存折
credit card	信用卡
principal	本金
overdraft, overdraw	透支
to counter sign	双签
to endorse	背书
endorser	背书人
to cash	兑现
to honor a cheque	兑付
to dishonor a cheque	拒付
to suspend payment	止付
cheque,check	支票
cheque book	支票本
order cheque	记名支票
bearer cheque	不记名支票
crossed cheque	横线支票
blank cheque	空白支票
rubber cheque	空头支票
cheque stub, counterfoil	票根
cash cheque	现金支票
traveler’s cheque	旅行支票
cheque for transfer	转帐支票
outstanding cheque	未付支票
canceled cheque	已付支票
forged cheque	伪支票
Bandar’s note	庄票，银票
banker	银行家
president	行长
savings bank	储蓄银行
Chase Bank	大通银行
National City Bank of New York	花旗银行
Hongkong Shanghai Banking Corporation	汇丰银行
Chartered Bank of India, Australiaand China	麦加利银行
Banque de I’IndoChine	东方汇理银行
central bank, national bank, banker’s bank	中央银行
bank of issue, bank of circulation	发行币银行
commercial bank	商业银行，储蓄信贷银行
member bank, credit bank	储蓄信贷银行
discount bank	贴现银行
exchange bank	汇兑银行
requesting bank	委托开证银行
issuing bank, opening bank	开证银行
advising bank, notifying bank	通知银行
negotiation bank	议付银行
confirming bank	保兑银行
paying bank	付款银行
associate banker of collection	代收银行
consigned banker of collection	委托银行
clearing bank	清算银行
local bank	本地银行
domestic bank	国内银行
overseas bank	国外银行
unincorporated bank	钱庄
branch bank	银行分行
trustee savings bank	信托储蓄银行
trust company	信托公司
financial trust	金融信托公司
unit trust	信托投资公司
trust institution	银行的信托部
credit department	银行的信用部
commercial credit company(discountcompany)	商业信贷公司（贴现公司）
neighborhood savings bank, bank of deposit	街道储蓄所
credit union	合作银行
credit bureau	商业兴信所
self-service bank	无人银行
land bank	土地银行
construction bank	建设银行
industrial and commercial bank	工商银行
bank of communications	交通银行
mutual savings bank	互助储蓄银行
post office savings bank	邮局储蓄银行
mortgage bank, building society	抵押银行
industrial bank	实业银行
home loan bank	家宅贷款银行
reserve bank	准备银行
chartered bank	特许银行
corresponding bank	往来银行
merchant bank, accepting bank	承兑银行
investment bank	投资银行
import and export bank (EXIMBANK)	进出口银行
joint venture bank	合资银行
money shop, native bank	钱庄
credit cooperatives	信用社
clearing house	票据交换所
public accounting	公共会计
business accounting	商业会计
cost accounting	成本会计
depreciation accounting	折旧会计
computerized accounting	电脑化会计
general ledger	总帐
subsidiary ledger	分户帐
cash book	现金出纳帐
cash account	现金帐
journal, day-book	日记帐，流水帐
bad debts	坏帐
investment	投资
surplus	结余
idle capital	游资
economic cycle	经济周期
economic boom	经济繁荣
economic recession	经济衰退
economic depression	经济萧条
economic crisis	经济危机
economic recovery	经济复苏
inflation	通货膨胀
deflation	通货收缩
devaluation	货币贬值
revaluation	货币增值
international balance of payment	国际收支
favourable balance	顺差
adverse balance	逆差
hard currency	硬通货
soft currency	软通货
international monetary system	国际货币制度
the purchasing power of money	货币购买力
money in circulation	货币流通量
note issue	纸币发行量
national budget	国家预算
national gross product	国民生产总值
public bond	公债
stock, share	股票
debenture	债券
treasury bill	国库券

（完）